Financial management and advisory for businesses.
P&L reporting, cash-flow management, business valuations, business plans, and credit raising, as ongoing financial management or a focused advisory project.
cpayaniv@zahav.net.il
P&L reporting, cash-flow management, business valuations, business plans, and credit raising, as ongoing financial management or a focused advisory project.
cpayaniv@zahav.net.ilA licensed CPA and member of the Institute of Certified Public Accountants in Israel, with more than 25 years across senior finance and leadership roles.
Alongside the accounting depth, broad management experience in complex negotiations, risk management, and entering new markets. A B.A. in Accounting, Finance, and Business Administration; work across local and international markets, including South America.
Running the finance function over time: reporting, oversight, and working with the banks, without a full-time finance chief.
Clear reports you can make decisions from.
Planning and controlling cash flow to protect liquidity.
A grounded valuation for a sale, partnership, or planning.
Plans and budgets that hold up to a bank or investor.
Support raising credit with the banks.
A professional opinion on a decision, a deal, or a crossroads.
Working with businesses across all sectors, with particular depth in hospitality and restaurants, where thin margins, food costs, seasonality, and volatile cash flow make precise financial management critical.
Running the finance function over time, without a full-time finance chief: P&L and management reporting, cash-flow management, budget control, and working with the banks.
When it needs senior financial oversight but cannot yet justify a full-time CFO, for example during fast growth, cash-flow pressure, before raising credit, or at a major decision.
Bookkeeping records what already happened; ongoing financial management analyses the numbers and supports decisions, cash flow, pricing, profitability, and working with the banks.
Business valuations, business plans and budgets, support raising credit and financing, and financial advisory at a decision point or a transaction.
Businesses across all sectors and sizes, with particular depth in hospitality and restaurants. It is delivered on an outsourced basis, so it can serve businesses anywhere in Israel.
In hospitality, thin margins, food costs, seasonality, and volatile cash flow make precise financial management critical, and a general accountant can miss what matters.